FTC Disclosures

THESE DISCLOSURES SUPERCEDE ANY VERBAL AGREEMENTS AND/OR REPRESENTATIONS. PLEASE READ THEM SO THERE ARE NO MIS-UNDERSTANDINGS. THESE DISCLOSURES ARE ALSO PROVIDED TO ENTREPRENEUR AND BUSINESS PARTNER (A.K.A. “CREDIT PARTNER”) AT VARIOUS STAGES THROUGHOUT THE PROCESS OF DELIVERING EACH ORDER.

DISCLOSURES FOR ENTREPRENEURS

1. ENTREPRENEUR MUST PERSONALLY GUARANTEE ALL DEBT TO BUSINESS PARTNER: The Business Partner (AKA “Credit Partner”) will help the Entrepreneur achieve the Funding desired, and Entrepreneur is personally liable for all Debts the Business Partner incurs for the Entrepreneur.
   
   
2. ENTREPRENEUR MUST CONFIRM CREDIT HISTORY AND SCORES WHEN MATCH IS MADE: The Match Price is determined by the Business Partner´s Lowest of the 3 Credit Scores, as seen on a Credit Report dated within the last 30 Days prior to Entrepreneur´s acceptance of the Business Partner. Entrepreneur is responsible for verifying that Business Partner´s Credit History and Credit Scores are acceptable to Entrepreneur, and Entrepreneur accepts the Business Partner´s Credit Scores and Credit History and assumes all risk related to any discrepancies, such as scores being different in different credit monitoring websites, scores being lower than expected, etc, once the Partnership Agreement and/or the Certification of Order Completion is signed by the Entrepreneur. We cannot and do not guarantee under any circumstance what will happen to the Business Partner´s Credit Scores, Credit History, nor level of cooperation after being matched to the Entrepreneur. Entrepreneur assumes all risks of any possible deterioration in Business Partner´s Credit Scores and/or Credit History and/or cooperation level after the Match is made.
   
   
3. ENTREPRENEUR AND BUSINESS PARTNER RESPONSIBLE FOR DUE-DILIGENCE ON EACH OTHER: We do our best to avoid dealing with dishonest, unreliable, or otherwise bad characters, but we cannot and do not guarantee that the Entrepreneur nor the Business Partner will have any particular level of honesty, reliability, experience, qualifications, or fitness for performing their role in the Partnership Agreement. Entrepreneur and Business Partner are fully responsible for doing their own due-diligence on each other to make sure the partnership is likely to be successful. We provide the opportunity for Entrepreneur and Business Partner to meet each other on a 3-way video meeting with one our representatives as a mediator, ask all questions they desire, and check and verify everything they need to check and/or verify. After the 3-way meeting is concluded and the Partnership Agreement is signed by both parties, the Entrepreneur’s Order is considered complete and our Match Fee is Fully Earned and Non-Refundable.
   
   
4. SEARCH AND MATCH SERVICE PURCHASE SEPARATE FROM FUNDING RESULTS: The Business Partner Search and Match Service purchase stands alone and is never tied to actual funding results achieved. Any assistance we may provide with financing is optional and treated as a completely separate service, completely separate and independent of the search and match service purchase. Entrepreneur is not eligible for a refund based on what funding results are achieved and understands once again that all sales are final and non-refundable.
   
   
5. NO GUARANTEE NOR PREDICTION OF FUNDING RESULTS: The purchase of the Business Partner Search and Match Service may greatly facilitate the achievement of various types of credit and financing, but does not guarantee it. No one here can predict the Entrepreneur´s funding results. Various factors, such as personal credit scores and credit history, the availability of lenders based on geographical location, the current economic climate, and ability to follow-through on credit applications and approval requirements, are all factors outside our control and for that reason we legally cannot and therefore do not in any way guarantee any particular result, whether we assist the Entrepreneur and/or Business Partner in the process of obtaining financing or not. RESULTS WILL DEPEND ON VARIOUS FACTORS OUTSIDE OUR CONTROL AND CANNOT BE GUARANTEED NOR PREDICTED BY ANYONE.
   
   
6. CREDIT SCORES UNDER 680 ARE CONSIDERED “FIXER-UPPERS” AND WILL OFTEN REQUIRE SOME WORK: Credit Scores over 680 will generally meet minimum qualification requirements for most types of Financing, however, Scores under 680, although they can often qualify for Auto/Equipment Financing and Real Estate Financing, will often need one or more Derogatory Items to be corrected, additional credit history to be added, and/or some credit card debt to be paid down in order to qualify for Unsecured Financing. Entrepreneurs who accept Credit Partners with Scores under 680 must understand this and be willing to take any additional steps needed to improve the Credit Partner´s Credit History and Scores at their own time and expense.
   
   
7. ENTREPRENEUR MUST NOTARIZE ONE OR MORE DOCUMENTS TO VERIFY IDENTITY: To protect Credit Partners, we require that Entrepreneurs notarize one or more Documents in order to verify the Entrepreneur´s identity. If the Entrepreneur is paying via Credit Card, the Credit Card Authorization must be notarized and the Entrepreneur must provide a photo of Entrepreneur´s Driver´s License and Credit Card (Front and Back). If the Entrepreneur is paying via Wire Transfer or some other non-recourse method, then Entrepreneur is required to notarize the Business Partner Search and Match Service Agreement and/or the Wire Transfer Notification, and must provide a photo of Entrepreneur´s Driver´s License. Notarization must be done exclusively on Notarize.com or similar online notary service that records a video of the notary session and allows for easy online verification of authenticity.
   
   
8. ENTREPRENEURS MUST BE US CITIZENS, PERMANENT RESIDENTS, OR HOLD A VALID WORK/BUSINESS VISA: Entrepreneurs who are not legally authorized to reside and work in the United States are prohibited from using our service. Entrepreneurs must provide proof that they are either a US Citizen (US Passport), a Permanent Resident (Green Card), or hold a Valid Work/Business VISA (VISA Photo).
   
   
9. WE ARE NOT RESPONSIBLE FOR POST-MATCH ISSUES: We are not responsible for any problems nor disputes between Entrepreneur and Business Partner. Entrepreneur and Business Partner both agree to indemnify, defend and hold us harmless from and against any and all expenses, losses, costs, deficiencies, liabilities, third party claims, and damages (including related counsel fees and expenses) arising out of, due to, or between the Entrepreneur and/or the Business Partner and/or any Third-Party Creditor and/or any Third-Party of any kind that Entrepreneur and/or Business Partner may interact or be involved with. Once the Match is made, our Match Fee is Fully Earned, Non-Refundable, and we are no longer responsible for anything that happens with the Entrepreneur, the Business Partner, nor anything else between the two parties.

DISCLOSURES FOR CREDIT PARTNERS

1. ENTREPRENEUR MUST PERSONALLY GUARANTEE ALL DEBT TO BUSINESS PARTNER: The Business Partner (AKA “Credit Partner”) will help the Entrepreneur achieve the Funding desired, and Entrepreneur is personally liable for all Debts the Business Partner incurs for the Entrepreneur.
   
   
2. ENTREPRENEUR AND BUSINESS PARTNER RESPONSIBLE FOR DUE-DILIGENCE ON EACH OTHER: We do our best to avoid dealing with dishonest, unreliable, or otherwise bad characters, but we cannot and do not guarantee that the Entrepreneur nor the Business Partner will have any particular level of honesty, reliability, experience, qualifications, or fitness for performing their role in the Partnership Agreement. Entrepreneur and Business Partner are fully responsible for doing their own due-diligence on each other to make sure the partnership is likely to be successful. We provide the opportunity for Entrepreneur and Business Partner to meet each other on a 3-way video meeting with one our representatives as a mediator, ask all questions they desire, and check and verify everything they need to check and/or verify. After the 3-way meeting is concluded and the Partnership Agreement is signed by both parties, the Entrepreneur’s Order is considered complete and our Match Fee is Fully Earned and Non-Refundable.
   
   
3. BEING A BUSINESS PARTNER IS NOT RISK-FREE: The Partnership Agreement includes many legal protections to minimize risks to Business Partners, however, not all risks can be totally eliminated. As with most opportunities and most things in life, where there is no risk, there is no reward.
   
   
4. ENTREPRENEURS MUST BE US CITIZENS, PERMANENT RESIDENTS, OR HOLD A VALID WORK/BUSINESS VISA: Entrepreneurs who are not legally authorized to reside and work in the United States are prohibited from using our service. Entrepreneurs must provide proof that they are either a US Citizen (US Passport), a Permanent Resident (Green Card), or hold a Valid Work/Business VISA (VISA Photo).
   
   
5. WE ARE NOT RESPONSIBLE FOR POST-MATCH ISSUES: We are not responsible for any problems nor disputes between Entrepreneur and Business Partner. Entrepreneur and Business Partner both agree to indemnify, defend and hold us harmless from and against any and all expenses, losses, costs, deficiencies, liabilities, third party claims, and damages (including related counsel fees and expenses) arising out of, due to, or between the Entrepreneur and/or the Business Partner and/or any Third-Party Creditor and/or any Third-Party of any kind that Entrepreneur and/or Business Partner may interact or be involved with. Once the Match is made, our Match Fee is Fully Earned, Non-Refundable, and we are no longer responsible for anything that happens with the Entrepreneur, the Business Partner, nor anything else between the two parties.

TERMS SPECIFIC TO CREDIT CARD PAYMENTS:

You authorize us to charge you credit card for the purchase price, and agree that if you decide to split this payment among more than one of your credit cards, that each of your credit cards may be charged without the need for additional authorizations, as long as the total charged does not exceed the purchase price.

You certify that we have verified your credit card (front and back) and photo identification to confirm your identity, and that you are both the customer and the cardholder in this transaction.

You accept the Services(s) provided for the Purchase Price as delivered in full as soon as you sign the Certification of Order Completion or when you acknowledge that you have received the Contact Information for the Business Partner we have matched you with. This shall serve as final proof of the Service(s) being completed satisfactorily, and as final proof that the amount charged has been fully earned.

You understand that Partial Payment(s) towards the Purchase Price shall be considered as a Non-Refundable Deposit towards your Order for a mutually agreed-upon period of time, which shall never exceed 30 Days. In the event this time period expires and the balance of the Purchase Price is not yet paid, you agree that your Partial Payment(s) shall become Store Credit, available for future use with us for a maximum period of 6 months, after which the store credit will expire.

You agree that due to the intrinsic nature of the Service(s), the Service(s) and any associated Product(s) (if any) that may be included with the Service(s) cannot be cancelled and are NON-REFUNDABLE.

ALL SALES ARE FINAL AND NON-REFUNDABLE.